However, Sun Life cannot provide legal or tax advice. *Note regarding Employees Covered or Considering Coverage under Health Savings Accounts (HSA) Established in Connection with High Deductible Health Plans (HDHP):īased on the limited available regulatory guidance, Sun Life believes its “Critical Illness Insurance,” “Critical Illness and Cancer Insurance,” and “Critical Illness, Cancer-Only Insurance” (Cancer Insurance) are appropriate for use with an HSA and may be purchased when employees and/or their family members are covered under an HDHP.
Critical Illness and cancer plans are not available in New York. A different plan design is available in Indiana and Ohio. The above noted plan design is not available in all states. The policy, certificate and rider, if applicable, may not be available in all states and may vary based on state laws and regulations. Benefits payable are subject to all terms and conditions of the certificate. The certificate has exclusions, limitations, and benefit waiting periods for certain conditions that may affect any benefits payable. They do NOT provide basic hospital, basic medical, or major medical insurance. “Critical Illness Insurance,” “Critical Illness and Cancer Insurance,” and “Critical Illness, Cancer-Only Insurance” (Cancer Insurance) are limited benefit policies. ComPsych® is a registered trademark of ComPsych® Corporation. Sun Life reserves the right to discontinue any of the Services at any time. Sun Life is not responsible or liable for care, services, or advice given by any provider or vendor of the Service.
The cost is included in the total amount billed. It is not insurance and carries a separate charge which is added to the cost of the insurance. Does not apply for childhood conditions.ĢHealthChampion SM (health care support services) is provided by ComPsych®. Payable once per covered condition, up to a maximum. 1The certificate lists Recurrence Benefit criteria.
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